Actuary, Annuity Financial Projections

Job description

**Alternate Locations:** Work from Home; Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Radnor, PA (Pennsylvania)
**Work Arrangement:**
Hybrid : Employee will work 3 days a week in a Lincoln office
**Relocation assistance:** is not available for this opportunity.
**Requisition #:** 75078
**The Role at a Glance**
We are excited to bring on an Actuary, Annuity Projections, to play an integral role in supporting the Annuity Financial Projections team at Lincoln.

This is a role spanning multiple product lines, with responsibilities including, but not limited to, Asset Adequacy Testing, ALM research and analysis, actuarial projection analytics, free cash flow analysis, and process transformation/automation.
The candidate will have a strong understanding of how assets and liabilities evolve over time for Lincoln’s annuity business and will be able to uncover key business insights for management.

The candidate is expected to grasp both the technical modeling aspects and the broader business context, acting as a leader within the team and enhancing efficiency in processing and reviewing financial results.
The position offers a unique opportunity to gain in-depth exposure to asset/liability modeling and projections, including Statutory/tax accounting, reserves, capital, investments, asset-liability interactions, and management actions.

It also provides firsthand experience with Moody’s AXIS, Dataiku, Tableau and other essential tools, making it an excellent opportunity to contribute to Lincoln’s business while building strong, transferrable skills for future growth.
**What you'll be doing**
• **Projection analysis:** Review models and financial projections throughout the year, including Asset/Liability Management, Distributable Earnings and Free Cash Flow analysis, Reserves and Asset Adequacy Analysis.

Clearly and concisely communicate key drivers of change in a timely manner.
• **ALM research and monitoring** : Understand Lincoln’s Inforce business and ALM strategy.

Develop and maintain dashboards that effectively track and communicate the organization’s ALM position.
• **Quality improvements:** Enhance models and modeling processes, streamlining processes using next generation tools to increase efficiency and gain deeper insight into results.
• **Cross-functional Collaboration:** Deliver informative analysis and results from actuarial models by partnering and collaborating with other functional areas across the company including FP&A, Market Risk Management, Pricing, Enterprise Risk Management, Investments and Corporate Actuarial.
• **Industry Research** : Maintain and expand knowledge of annuity regulations, business trends and best practices.

Stay current on potential regulation changes within the industry.
**What we’re looking for**
**_Must-have:_**
•Substantial experience with annuity products.
•Excellent interpersonal and communication abilities
•FSA designation (preferred) or ASA designation (required)
•Actuarial modeling and/or valuation experience in Moody’s-AXIS
•7-10 years of actuarial experience
•Effective time management, prioritization, and organizational skills
•Strong technical, programming, and critical thinking skills
•Self-starter with ability to work independently
•Ability to adapt to changing priorities, tools, and business needs in a dynamic environment
**_Nice-to-have:_**
•Experience with annuity products, particularly in ALM, CFT, Valuation or Pricing context
•Familiarity with data analytics and visualization tools (e.g. – Dataiku, Tableau)
•Familiarity with modern data science approaches
**Application Deadline**
Applications for this position will be accepted through Deember 1st, 2025 subject to earlier closure due to applicant volume.
**What’s it like to work here?**
At Lincoln Financial, we love what we do.

We make meaningful contributions each and every day to empower our customers to take charge of their lives.

Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.
**What’s in it for you:**
+ Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
+ Leadership development and virtual training opportunities
+ PTO/parental leave
+ Competitive 401K and employee benefits (https://www.lincolnfinancial.com/public/aboutus/careers/lifeatlincoln#benefits)
+ Free financial counseling, health coaching and employee assistance program
+ Tuition assistance program
+ Work arrangements that work for you
+ Effective productivity/technology tools and training
The pay range for this position is $108,501 - $195,900 with **anticipated pay for new hires between the minimum and midpoint of the range** and could vary above and below the listed range as permitted by applicable law.

Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role.

The base pay is just one component of Lincoln’s total rewards package for employees.

In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual.

Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.
**About The Company**
Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future.

We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.
With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.
Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial.

Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY.

Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.
Lincoln is committed to creating an inclusive (https://www.lincolnfinancial.com/public/aboutus/companyoverview/ourvalues/diversityinclusion) environment and is proud to be an equal opportunity employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.
Follow us on Facebook (https://www.facebook.com/lincolnfinancial/) , X (https://mobile.twitter.com/lincolnfingroup) , LinkedIn (https://www.linkedin.com/company/lincolnfinancial/) , Instagram (https://www.instagram.com/lincolnfinancial/) , and YouTube (https://www.youtube.com/@Lincoln_Financial) .

For the latest company news, visit our newsroom (https://www.lincolnfinancial.com/public/aboutus/newsroom) .
**Be Aware of Fraudulent Recruiting Activities**
If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website.

Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers.

These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.
Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications.

Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms.

We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview.

Please contact Lincoln's fraud team at fraudhotline@lfg.com if you encounter a recruiter or see a job opportunity that seems suspicious.
**Additional Information**
This position may be subject to Lincoln’s Political Contribution Policy.

An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions.

Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.
Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.
Lincoln Financial (Lincoln or the Company) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability.

Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications.

If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.
This Employer Participates in E-Verify.

See the E-Verify (https://www.e-verify.gov) notices.
Este Empleador Participa en E-Verify.

Ver el E-Verify (https://www.e-verify.gov/es) avisos.
Lincoln Financial Group (LFG) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information.

Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications.

We have a drug free work environment and we perform pre-employment substance abuse testing.

Required Skill Profession

Other General